1. Who we are
The Riskweise website (riskweise.com) is operated by ESGweise Global L.L.C-FZ, a free-zone company registered in Meydan Free Zone, Dubai, United Arab Emirates. Riskweise is the brand under which ESGweise Global L.L.C-FZ delivers financial risk advisory services to GCC financial institutions. References to "Riskweise", "we", "us", or "our" in these terms mean ESGweise Global L.L.C-FZ.
2. Purpose of this website
The Riskweise website exists to describe our services, share methodology context, and provide a way for prospective clients to contact us. It is informational. It is not a binding offer to provide any particular service, nor a substitute for professional advice tailored to your specific institution.
3. Not professional advice
The content on this website — including descriptions of services, methodology notes, articles, FAQs, and any visualisations of proprietary tools — is provided for general information only. It does not constitute professional advice on which any individual or institution should rely without independently verifying its application to their specific circumstances.
Financial risk methodology, IFRS 9 implementation, ICAAP frameworks, stress testing, and regulatory compliance all depend on specific facts, supervisory expectations of the home regulator, the institution's portfolio composition, and many other factors that the website cannot and does not address. If you need advice that applies to your specific situation, please contact us directly to discuss an engagement, or consult appropriately qualified advisers.
4. Use of the website
You agree to use this website only for lawful purposes. In particular, you agree not to:
- Use automated tools to extract content (other than legitimate search-engine and AI-engine crawling, which is allowed and explicitly invited via our robots.txt and llms.txt).
- Submit information through the contact form or notification signups that you don't have the right to share, or that is misleading.
- Attempt to compromise the security of the site or its underlying infrastructure.
- Reproduce, redistribute, or republish substantial portions of the content without our prior written permission, except for normal browsing, citation, and search-result indexing.
5. Intellectual property
All content on this website — including text, graphics, code, design, logo, brand identity, methodology descriptions, and tool visualisations — is owned by or licensed to ESGweise Global L.L.C-FZ and is protected by copyright, trademark, and other intellectual property laws.
The "Riskweise" wordmark and logo are trade marks of ESGweise Global L.L.C-FZ. You may not use them in a way that suggests endorsement, partnership, or affiliation without our prior written permission.
You may quote brief passages of our content with attribution and a link back to the source page (this is what fair-use citation looks like). You may not republish substantial sections, repackage content as your own, or use our content to train commercial AI models without explicit licence.
6. Engagement letters
Any actual advisory engagement between Riskweise and a client is governed by a separate written engagement letter signed by both parties. That engagement letter sets out scope, deliverables, fees, timelines, confidentiality obligations, IP allocation, liability limits, and termination provisions specific to that engagement.
Nothing on this website, in correspondence prior to signing an engagement letter, or in any informal exchange constitutes a contractual commitment by Riskweise to provide services. Until an engagement letter is signed, either party can decline to proceed for any reason.
7. Accuracy of information
We aim to keep website content accurate and current. However, regulatory frameworks evolve, methodology best practice shifts, and our own services develop. We do not warrant that all content is up-to-date at every moment. If you spot something that is incorrect or out of date, email contact@riskweise.com and we will look into it promptly.
8. Third-party links
The website may contain links to third-party sites (regulator websites, professional bodies, reference materials). We are not responsible for the content, privacy practices, or availability of those sites. Following an external link is at your own discretion.
9. Limitation of liability
To the fullest extent permitted by law, ESGweise Global L.L.C-FZ excludes liability for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your use of this website or any content on it — including but not limited to lost profits, lost business opportunities, or any decisions you make based on website content. This exclusion does not affect our liability for fraud, willful misconduct, or any liability that cannot be excluded under applicable law.
Where you have entered into an engagement letter with us, the liability provisions in that engagement letter apply to the engagement work — this website disclaimer does not override negotiated engagement-letter terms.
10. Indemnity
You agree to indemnify and hold harmless ESGweise Global L.L.C-FZ and its directors, employees, and contractors from any claims, losses, or expenses arising from your misuse of the website, your breach of these terms, or your violation of applicable law in connection with website use.
11. Privacy
Our collection and use of personal data is governed by the Privacy Policy, which forms part of these terms. By using the website, you confirm you have read and understood the Privacy Policy.
12. Governing law and jurisdiction
These terms are governed by the laws of the United Arab Emirates, including the regulations applicable in Meydan Free Zone, Dubai. Any dispute arising out of or in connection with these terms or your use of the website is subject to the exclusive jurisdiction of the competent courts of Dubai, UAE — without prejudice to any specific dispute-resolution mechanism agreed in a separate engagement letter.
13. Changes to these terms
We may update these terms from time to time. The "Last updated" date at the top reflects the most recent revision. Continued use of the website after changes are posted constitutes acceptance of the revised terms. If we make material changes that affect your existing engagement, we will communicate them directly through the engagement contact rather than relying on website-only updates.
14. Contact
For any question about these terms, contact:
ESGweise Global L.L.C-FZ
Meydan Free Zone, Dubai, United Arab Emirates
Email: contact@riskweise.com