All services

Nine pillars. One integrated framework.

Riskweise delivers nine integrated service pillars for GCC financial institutions — IFRS 9 ECL, ICAAP, stress testing, ECL validation, model governance, ICOFR, internal audit, corporate governance, and GCC resilience support. Each pillar stands alone. Together they form a complete risk and governance capability calibrated to CBUAE, SAMA, CBB, QCB, CBK and CBO expectations.

01 — Credit Risk

IFRS 9 ECL Implementation

PD, LGD & EAD modelling, staging logic, macroeconomic overlay and management overlay governance. Aligned with IFRS 9 and the staging expectations of every GCC central bank.

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02 — Capital Adequacy

ICAAP Framework Development

Pillar II risk identification and quantification, capital adequacy methodology, governance, multi-year capital projections, SREP submission templates, and recovery plan integration.

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03 — Resilience

Stress Testing Framework

Enterprise-wide stress testing across credit, market, liquidity and operational risk. Scenario design, IRRBB, FX, equity shocks, top-depositor runs, reverse stress testing and Board reporting.

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04 — Independent Review

ECL Model Validation

Conceptual soundness, data quality, assumption testing, benchmarking, backtesting and ongoing monitoring. Aligned with SR 11-7 and CBUAE MMS expectations.

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05 — Model Risk

Model Risk Management (MMS / MMG)

Enterprise model inventory and tiering, MRMF design, documentation framework, limit framework, governance committees, and full data lineage across the model lifecycle.

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06 — Controls

ICOFR Implementation & Testing

COSO 2013-aligned framework design, risk-control matrices, design and operating effectiveness testing, deficiency remediation and management attestation support.

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07 — Assurance

Internal Audit Services

Co-sourced, outsourced or advisory engagements. Risk-based audit planning, model-specific audits, ICAAP and stress test audits, regulatory exam preparation and quality assurance reviews.

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08 — Governance

Corporate Governance

Board and committee frameworks, risk appetite, three-lines-of-defence implementation, governance gap assessments, Board training and Pillar III disclosure support.

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09 — Regulatory

GCC Resilience Support

Operationalising central bank directives at bank level. Strategic alignment, execution tracking, IFRS 9 staging implications, and Board / regulatory reporting under resilience packages.

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Not sure which pillar fits?

Most engagements span more than one.

Tell us what you're trying to achieve and we'll map it to the right combination of pillars — or tell you when one is enough.

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